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BMW Financial Services NA, LLC is one of the 26 worldwide subsidiaries of the Financial Services Division of BMW AG. Our momentum is moving at such a rapid pace that we continually exceed average international growth rates and we constantly create new opportunities for our employees worldwide. Be a part of our exciting growth by expressing an interest in position located at our BMW Bank of North America office in Salt Lake City, UT.
As a Retail Credit Specialist, you will analyze consumer and business credit applications to make prudent credit decisions. This may include, but is not limited to, financial and income statements to decision business and fleet applications. You will negotiate terms and conditions of application decisions with retailers using established approval/exception guidelines to ensure credit quality and profitability.
You will also train and mentor new hires. Actively participate in scheduled region, section, and department meetings to communicate trends, updates, and other pertinent information to associates and managers. You will, on occasion, participate in user testing for bi-monthly system releases. In addition you will be asked to recommend system/process enhancements to increase efficiency and reduce costs.
Join the BMW Financial Services team and enjoy a high-performance benefits package which includes:
- Company paid medical, dental and vision insurance
- Employee car program
- 401(k) savings plan
- Retirement Income Account (RIA)
- Option to work remotely
Even more so than the generous compensation and benefits, the culture and values of BMW Financial Services make it the ultimate working environment. These values include such things as, Responsibility, Respect, Trust, and Fairness. We allow these values to guide the way we conduct ourselves and our business.
What are you waiting for? Put yourself in the driver’s seat of your career and apply for our Retail Credit Specialist today!
Minimum Requirements:
2-3 years Automotive Finance experience
Preferences:
Bachelor’s Degree
1-2 Years Credit Analysis
1-2 years Collections experience
1-2 Years Retailer Facing experience
Job
Finance
Organization
BMW Financial Services, US
Job Type
General
Job Level
Associate
Schedule
Full-time
Retail Credit Analyst Jobs in America All Information’s
Company Name: Bayerische Motoren Werke AG
Company Quick info: Bayerische Motoren Werke AG, commonly referred to as BMW, is a German multinational corporate manufacturer of luxury vehicles and motorcycles headquartered in Munich, Bavaria, Germany.
-Others Key Description-
- Experience: Fresher or Experienced candidate also can apply.
- Language: Verbal and Written communication in English and Local languages will be an added advantage.
- Who Apply: Fresher and Experienced both can apply.
- What Skills You Required for getting a job: Positive attitude, Being calm and cheerful when things go wrong, Communication, You can listen and say information clearly when you speak or write, Teamwork, Self-management, Willingness to learn, Thinking skills (problem solving and decision making).
- how is life at Company: Very energetic ecosystem.
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Other Jobs Find Here : https://www.bmwgroup.com/en/careers.html
Company Jobs Pros and Cons:
In large companies everyone can specialize. You can become an expert in some very specific subject. In large companies there is funding to do large tasks that require large amounts of capital. In small companies you can learn a whole array of things and try out many different tasks. You can be the first line desk phone greeter, and the marketing materials coordinator, the art director, and the person who builds and maintains the web site, if those are things you want to do and they need someone to raise their hand and say “I’ll give it a try”. In small companies there can be more of a family feeling where everyone pitches in to handle whatever is the priority today. It’s the classic small fish in a big pond vs big fish in a small pond comparison.
Pros-
- Big company benefits.
- There is a hierarchy of administration.
- They are generally established.
- Many fringe benefits and promotion options might be available.
- Successful operations are in abundance.
- If you fail in one field, chances are that you could be tried in another.
- You make many friends.
Cons:
- You are not personally known to the board of directors.
- Very little room for errors or mistakes.
- They follow strict discipline.
- You may be moved around by the administration as they require or see fit.
- You might not be included in the decision making.
- Some companies have a zero tolerance policy for repeat offenders.
- There are nearly always impossible deadlines to meet.
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